Imagine living in a Mediterranean paradise, surrounded by stunning architecture, year-round sunshine, and seamless access to the European Union. If Malta is on your radar, the Malta Permanent Residence Program (MPRP) could be your golden ticket to living and thriving in Europe. Here’s a complete 2025 guide to everything you need to know about gaining permanent residency in Malta by investment.
Malta Permanent Residence Program Overview
Malta offers a well-regarded residency-by-investment program tailored for non-EU citizens seeking long-term security and a European lifestyle. The MPRP grants permanent residency rights without the need to relocate permanently, allowing you to live in Malta or simply use it as a base for travel and business in Europe.
This program is designed for individuals and families looking for a blend of lifestyle, stability, and global mobility, all while enjoying the benefits of EU access.
5 Key Benefits of Malta Permanent Residence
Malta citizenship stands out as one of the most valuable assets a global investor can acquire. Offering a blend of mobility, security, and opportunity, it opens doors to both personal freedom and business expansion across Europe and beyond. Below are the key Malta Permanent Residence Program that make it a smart choice for high-net-worth individuals:
- World-Class Travel Freedom
Enjoy visa-free travel to 190 countries, including all 29 Schengen states. - The Malta passport is one of the most respected travel documents in the world, currently ranked as the 7th strongest globally—a true mark of trust, credibility, and long-term stability.
- Triple Citizenship is Allowed
You can hold Maltese residency or citizenship alongside two others without having to renounce any. - Attractive Tax Environment
Benefit from Malta’s favorable tax policies and access to the EU single market. - Residency for the Whole Family
Spouses, children, and dependent parents or grandparents can all be included under a single application.
Malta Permanent Residence by Investment
To be eligible for the MPRP, applicants must:
- Be non-EU, non-EEA, and non-Swiss citizens.
- Be 18 years or older.
- Have a clean criminal record and pass strict due diligence checks.
- Provide proof of a legal source of funds.
- Be in good health and have comprehensive health insurance.
- Fulfill the required investment criteria based on the chosen path.
This makes the program accessible but selectively designed to attract reputable, high-net-worth individuals and families.
Expenses of Obtaining Maltese Permanent Residency
When considering Malta residency for your family in 2025, understanding the full financial commitment is crucial. The Malta Permanent Residence Programme (MPRP) offers flexibility through multiple investment options each with different cost levels to suit various priorities, whether you’re looking to invest in property, make a philanthropic donation, or combine both.
Here’s a breakdown of all major expense routes in 2025:
1. Property Purchase Option
- Minimum Property Value: €375k
- Government Contribution: €30k
- Mandatory Donation to NGO: €2,000
- Administrative fees €50,000
Total Minimum Cost: €457,000
Ideal for: Families who want to own real estate and have a permanent home or EU-tied investment.
2. Property Rental Option (Lower Upfront Investment)
- Annual Rent: Minimum €14k
- Government Contribution: €60k
- Administrative fees €50k
- Mandatory Donation to NGO: €2k
- Total Minimum Cost: €112k
Ideal for: Applicants who prefer not to tie up capital in property.
Note: Minimum Investment Starts From: €112,000 + rental fees
Additional administrative and legal fees may apply depending on your provider and the size of your family.
Examples of Real Estate Available for Purchase under the MPRP
Under the MPRP, eligible properties must meet minimum value thresholds and be held for five years. Some popular options include:
- Modern seafront apartments in Sliema or St. Julian’s
- Luxury villas in Mellieħa, Madliena, or Gozo
- Historical townhouses in Valletta or Mdina
- Contemporary developments with sea views and pool access
The property can be used as a personal residence or maintained as an investment.
Figure Out : Why do people love Malta ?
Malta Permanent Residence Permit Cost for a Family
Under the Malta Permanent Residence Programme (MPRP), the estimated cost for a family of four varies depending on the chosen investment route. If the family opts to purchase property, the total cost starts at approximately €457,000, which includes a €375,000 minimum property purchase, a €30,000 government contribution, and a €2,000 donation to a registered Maltese NGO. Alternatively, for those preferring to rent, the initial cost begins at €112,000, covering a €60,000 government contribution, €2,000 donation, and an annual rent of at least €14,000, with the property held for at least five years. In both cases, additional fees may apply for dependents and legal representation. Overall, while the program offers flexible paths, families should plan for a minimum investment of €112,000, with the full process taking 4 to 6 months from application to residence certificate issuance.
How to Obtain Malta Permanent Residency by Investment
The full application process of Malta residency by investment typically spans 12 to 36 months and involves the following key steps:
- Consultation & Eligibility Review
Initial screening to confirm eligibility. - Submission of Eligibility Pack
Documents proving identity, funds, and background. - Due Diligence & Identity Verification
Malta conducts one of the world’s most rigorous security checks. - Formal Application Submission
With all verified documents and fees. - Government Review & Approval in Principle
- Completion of Investment & NGO Donation
Proof of qualifying investment must be submitted. - Final Approval & Residency Card Issuance
Permanent residence status granted for life, with renewable cards every 5 years.
Maintaining Malta Permanent Residency and Renewing Residency Cards
To retain your Maltese permanent residency, you must:
- Maintain your qualifying investment for at least five years.
- Comply with local laws and maintain good character.
- Renew your residency cards every five years by providing updated health insurance and residence documentation.
- You are not required to physically reside in Malta, but regular visits may help demonstrate your connection to the country particularly if applying for future citizenship.
Other Ways to Obtain Malta Permanent Residency
Apart from investment, Malta offers alternative pathways to permanent residence, including:
- Employment or self-employment visas for skilled workers and entrepreneurs.
- Retirement residency for individuals with a stable pension and private health insurance.
- Family reunification for those with close Maltese relatives.
- Student or researcher visas that may lead to long-term stay under certain conditions.
However, these paths often take longer and come with stricter conditions.
Rights and Privileges After Getting Malta Permanent Residency
Once you obtain permanent residency, you gain:
- The right to live indefinitely in Malta
- Freedom of movement across the Schengen Area (90/180 rule)
- Access to Malta’s healthcare and education systems
- Permission to work or open a business, subject to certain permits
- No obligation to become a tax resident unless you spend more than 183 days in Malta per year
Residency does not make you an EU citizen, but it does provide many practical benefits of EU access.
How Global Helps You Secure Malta Permanent Residence
With over 28 years of experience, Global (GICG) specializes in helping families smoothly and confidently secure Malta Permanent Residence. We understand that this is more than a legal process—it’s a long-term investment in your family’s freedom, security, and future. Our expert team supports you from start to finish, handling everything from document preparation and due diligence compliance to real estate sourcing and coordinating with licensed Maltese agents. We ensure your application meets all requirements under the Malta Permanent Residence Programme (MPRP), minimizing delays and maximizing approval success. Whether you’re purchasing property or choosing the rental route, Global (GICG)ensures every step is clear, compliant, and aligned with your family’s goals. With Global (GICG), obtaining permanent residency in Malta becomes a smooth, guided journey backed by experience, care, and precision.
Key Points About Permanent Residence by Investment in Malta
- Start from €112,000 investment, with multiple flexible routes.
- 4-6 months processing time, among the fastest in Europe.
- Family-friendly with inclusion of parents and dependents.
- No language, education, or relocation requirements.
- A safe and reputable jurisdiction with a strong EU economy.
Why Choose Malta Over Other EU Residency Programs?
In a world where families are increasingly looking for security, flexibility, and future opportunities, Malta’s Permanent Residence Programme (MPRP) shines as a uniquely balanced and family-friendly pathway to the European Union. Compared to other popular EU residency programs such as Portugal, Greece, or Hungary Malta offers something rare: permanent residency without the pressure to relocate or adapt to unfamiliar obligations. Unlike Portugal’s evolving rules or Greece’s minimum stay requirements, Malta allows families to secure lifelong residency in the EU without uprooting their current lives. There is no mandatory physical presence, no language exam, and the entire process is efficiently managed in just 4 to 6 months, making it one of the fastest and most predictable programs available.
Malta is also especially attractive for high-net-worth individuals and international families thanks to its non-domicile tax regime, which means no taxation on worldwide income a key advantage over other EU destinations.
Add to that a stable economy, EU membership, a strong rule of law, and an English-speaking environment, and Malta quickly becomes more than just a residency it becomes a strategic, long-term investment in your family’s freedom and peace of mind.
What truly sets Malta apart, however, is its deep commitment to family inclusion. The program allows not only spouses and children but also dependent parents and grandparents to be included in a single application, ensuring that the entire family benefits together. Combined with world-class healthcare, renowned international education, and a Mediterranean lifestyle that blends safety with sophistication, Malta has earned its reputation as the top choice for Arab families seeking a future-proof EU residency solution that respects their values, priorities, and lifestyle.
Contact us now for a personalized consultation and discover how Malta can be your gateway to Europe.
Choosing Malta as your second home isn’t just about securing residency it’s about unlocking a lifestyle rich in opportunity, safety, and Mediterranean charm. With its investor-friendly policies, EU access, and welcoming environment, Malta offers an ideal solution for individuals and families looking for global mobility, business growth, or a peaceful life by the sea.
Whether you’re an entrepreneur, a retiree, or simply planning a better future for your family, Malta’s Permanent Residence Program provides a trusted, long-term solution.
Ready to take the next step?
Partner with an authorized advisor today to start your Malta residency journey. At GICG, we’ve helped thousands of families around the world turn their global mobility goals into reality. Let us help you do the same with confidence, clarity, and care.
FAQs
How can you get Malta residency?
You can obtain Malta residency through several routes, but the most straightforward and popular option for non-EU nationals is the Malta Permanent Residence Program (MPRP). This program allows you to secure permanent residency by making a qualifying investment in real estate, government bonds, or through a donation to the national development fund.
Is Malta easy to get permanent residency?
Yes ,Malta offers one of the most accessible permanent residency programs in Europe, especially for high-net-worth individuals. The process is streamlined, with clear guidelines and a reasonable timeline (4–6 months). The key is meeting the financial and due diligence requirements.
How much to invest in Malta to get permanent residency?
You’ll need to invest at least €112,000, depending on the route. The most affordable option involves renting property, while other routes include buying property (from €375,000) or making a €750,000 donation. All options require a €2,000–€10,000 donation and additional government/legal fees.
Can I get residency in Malta if I buy a house?
Yes. Buying a qualifying property for a minimum of €600,000 and maintaining it for at least five years is one of the most direct ways to obtain permanent residency under the MPRP.
How much do you need to invest in Malta to get permanent residency?
To obtain permanent residency in Malta through the Malta Permanent Residence Programme (MPRP), applicants must meet specific financial requirements. There are two main investment options:
Option 1: Property Purchase
Applicants must buy a property worth at least €375,000, contribute €30,000 to the government, and donate €2,000 to a Maltese NGO. The total minimum cost for this option is approximately €457,000.
Option 2: Property Rental
Applicants can choose to rent a property with an annual rent of at least €14,000, alongside a government contribution of €60,000 and a €2,000 NGO donation. The total cost for this option starts from around €112,000 plus the annual rent.
Note that in both cases, the property must be held for a minimum of 5 years, and the minimum total investment begins from about €112,000 depending on the chosen route.
How long does it take to process an application for the Malta permanent residence?
The entire process typically takes 4–6 months, the process includes:
- Application & documentation
- Due diligence review
- Approval & contributions
- Residence certificate issued
Is Malta friendly to immigrants?
Yes, Malta is widely regarded as one of the most immigrant-friendly countries in Europe. With a long tradition of hospitality and a strong expat community, newcomers often find it easy to feel at home. Whether you’re relocating with your family or investing in a second home, you’ll discover a safe, stable, and welcoming environment where diversity is genuinely embraced.
Is English enough to live in Malta?
Absolutely. English is not just an official language in Malta, it’s the language of business, education, and everyday life. From legal documents to restaurant menus, everything is in English. You can comfortably live, work, and manage your affairs without ever needing to learn another language, making integration seamless for international residents.
Do they speak English in Malta?
Yes, fluently. Nearly all Maltese citizens speak English with ease, thanks to its status as an official language and its strong presence in education and media. Whether you’re speaking to government officials, doctors, or shopkeepers, you’ll find that communication in English is smooth and effortless—an important advantage for foreign investors and residents alike.
What’s the benefits of Malta Residency by Investment?
Malta Residency by Investment offers a wide range of advantages, making it an attractive choice for individuals and families seeking a secure and flexible European foothold. First and foremost, it grants permanent residency with no requirement to live in Malta, offering true freedom to live, work, or travel as you wish. Residents enjoy visa-free travel across all 27 Schengen countries, making business, leisure, and family visits across Europe seamless. Malta’s stable political environment, strong economy, and excellent healthcare and education systems provide peace of mind for families. The programme also allows residency for the entire immediate family, including parents and grandparents, ensuring close family ties. Additionally, Malta’s English-speaking environment and favourable tax policies add to its appeal, especially for high-net-worth individuals. With a relatively fast and straightforward application process, Malta Residency by Investment combines security, flexibility, and quality of life in one comprehensive package.