In an increasingly unpredictable world, Arab families are seeking something more than just luxury or status; they’re searching for stability, global access, and a secure future for their children. And while many countries offer second residency or citizenship by investment, Malta’s residency program stands out as one of the most trusted, transparent, and rewarding options in 2025.
What makes Malta residency especially attractive to Arab investors isn’t just the European passport at the end of the journey, it’s the entire experience. Malta offers a peaceful, English-speaking Mediterranean lifestyle, paired with a solid EU legal framework, welcoming culture, and strong Islamic tolerance. Whether you’re from the Gulf, North Africa, or the Levant, Malta offers a second home that doesn’t feel foreign.
Malta Permanent Residence Program (MPRP) Overview
In 2025, the Malta Permanent Residence Programme (MPRP) continues to be one of the most family-friendly and reliable residency-by-investment options in Europe. First introduced under Legal Notice 121 in 2021, the MPRP offers non-EU nationals including many from the Arab world a chance to secure permanent Malta residency through strategic real estate investment and government contributions.
Unlike temporary or renewable residency permits, Malta’s program offers permanent status from the outset, allowing applicants and their families to live indefinitely in one of Europe’s safest, most beautiful, and most well-connected countries.
Who is it for?
This program is ideal for Arab families looking to secure:
- A European lifestyle and education for their children.
- Mobility across the 27 Schengen countries.
- Long-term security and a stable backup plan in a peaceful, EU member state.
- Access to English-speaking schools and institutions, without the burden of relocation or full-time residence.
Top 5 Benefits of Malta’s Permanent Residency for Arab Families
- Full Family Coverage
One application covers the main applicant, spouse, children (including adult dependents), and even dependent parents and grandparents making it a truly multi-generational solution for Arab families. - Visa-Free Schengen Travel
Enjoy borderless travel across 27 Schengen countries, perfect for business, leisure, or future relocation planning. - No Mandatory Living Requirement
Unlike many EU residency programs, the MPRP does not require applicants to live in Malta. This flexibility suits Arab investors with active lives in the Gulf or MENA region. - Access to Malta’s Education and Healthcare
Once approved, families gain access to Malta’s high-quality schools and universities, many of which follow the British curriculum. The public and private healthcare systems are also among the best in Europe. - Safe, Welcoming, and English-Speaking
Malta is known for its safe streets, rich history, and family-oriented lifestyle. English is an official language, making integration smooth and stress-free for Arab families.
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Why More Arab Parents Are Seeking Second Residency for Their Families
In 2025, the demand for second residency among Arab families continues to rise. Several driving forces include:
- Political and economic uncertainty in home countries.
- A desire for greater global mobility and visa-free travel for business and education.
- Long-term planning to secure access to European universities and a high standard of living.
- Protecting future generations through a Plan B that includes healthcare, safety, and civil liberties.
Malta strikes the perfect balance: it offers the comfort of European residency without requiring major lifestyle disruption or relocation.
Eligibility Requirements for Malta Permanent Residency
To qualify for Malta residency by investment, applicants must:
- Be 18 years or older.
- Be a third-country national (non-EU, non-EEA, and non-Swiss).
- Have a clean criminal record and pass strict due diligence checks.
- Show evidence of stable financial assets and income.
- Purchase or rent qualifying real estate in Malta.
- Hold valid health insurance.
- Make a government contribution and donate to a registered Maltese NGO.
Figure out : Top 8 Benefits of a Second Passport
Cost Breakdown of Getting Maltese Residency by Investment in 2025
The Malta Permanent Residence Program offers two routes based on real estate:
Option 1: Property Purchase
- Government Contribution: €30,000
- NGO Donation: €2,000
- Administrative fees €50,000
- Minimum Real Estate Purchase: €375,000
- Total Cost: €457,000
Option 2: Property Rental
- Government Contribution: €60,000
- NGO Donation: €2,000
- Administrative fees €50,000
- Annual Rent: Minimum €14,000
- Total Initial Cost: €112,000 (excluding rent)
Minimum investment starts from €112,000 when factoring all mandatory costs and real estate commitments.
Note: Whether buying or renting, the real estate must be held for a minimum of 5 years.
Types of Real Estate You Can Buy for Residency
Malta offers a diverse and high-quality property market, especially appealing to Arab investors:
- Seafront apartments in Sliema, St. Julian’s, or Valletta.
- Luxury villas in areas like Madliena or Mellieha.
- Townhouses and historical homes in charming local villages.
- Modern apartments within gated lifestyle communities.
Buyers often prefer properties with strong rental yield and appreciation potential, especially in tourism hotspots.
Step-by-Step: How to Apply for Malta Residency by Investment
1. Choose a Licensed Agent
Applications must go through a government-approved agent or law firm. These professionals guide you through the process.
2. Collect Required Documents
Documents include:
- Passports
- Birth/marriage certificates
- Financial statements
- Police clearance
- Proof of health insurance
- Property contracts
3. Submit the Application
Your agent will file the application with the Residency Malta Agency, along with all documentation.
4. Due Diligence Checks
Malta is known for its rigorous due diligence. This step ensures that only reputable individuals are granted residency.
5. Approval & Financial Contributions
Once approved, you’ll need to:
- Finalize your real estate (purchase or rental)
- Pay the government contribution and NGO donation
6. Receive Residency Certificate & Cards
You’ll be issued a certificate of residence and residency cards for all family members. The entire process typically takes 4 to 6 months.
Maintaining Your Residency & Renewing Cards
Once granted, Malta residency is permanent but your residency cards are renewable every 5 years. To maintain your residency, you must:
- Keep your real estate investment (for 5 years minimum)
- Continue to meet health insurance and background standards
- Update personal and address details with authorities
Your Rights After Getting Permanent Residency
1. Education
You can enroll your children in local or international schools, many of which offer British or IB curricula.
2. Healthcare
You can access private or public healthcare, with a requirement to hold valid insurance.
3. Travel
Enjoy visa-free travel across Schengen, making Europe easily accessible for holidays, medical treatment, or business.
4. Residency vs. Right to Work
MPRP does not grant automatic work rights. To work in Malta, you must apply for a separate work permit.
5. Family Reunification
You can include multiple generations in one application an invaluable benefit for close-knit Arab families.
Key Takeaways About Malta Residency by Investment
- Malta residency offers Arab families safety, stability, and long-term European access through a well-structured investment program.
- You can include parents, children, and grandparents under one permanent residency umbrella.
- With options starting at just €112,000, the MPRP is cost-effective compared to other EU programs.
- No physical stay is required, but you still gain all the residency rights ideal for Arab investors with international lifestyles.
- Malta is a gateway to education, travel, security, and potential future citizenship in the EU.
If you’re looking for a second home that values family, safety, and global mobility, Malta’s Permanent Residence Programme in 2025 is one of the most attractive routes available today.
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Ready to Begin Your Journey with the Malta Residency Program?
At GICG, we understand that choosing a second home is not just about geography it’s about opportunity, safety, and long-term value. The Malta Residency Program offers Arab families a trusted path to European security, mobility, and a brighter future for the next generation.
Whether you’re exploring Malta permanent residence by investment to expand your global footprint or securing a stable future for your children, our team at GICG is here to guide you every step of the way. From understanding the Malta Permanent Residence requirements to completing your application with precision, we handle the details so you can focus on the dream.
Contact GICG today for your tailored consultation.
Let’s turn your goals into reality — and secure your place in Europe through the trusted Malta residency program.
FAQs
How can you get Malta residency?
You can apply for the Malta residency program through the official Malta Permanent Residence Program (MPRP). The process involves choosing a licensed agent, meeting the Malta Permanent Residence requirements, passing strict due diligence checks, and making the qualifying investment in real estate and government contributions.
Is Malta easy to get permanent residency?
Malta has a streamlined and transparent residency program, especially through the MPRP. While it’s not “easy” in the sense of skipping due diligence, it is accessible for financially sound, law-abiding individuals who can meet the investment and documentation criteria. The Malta permanent residence by investment process is designed to be smooth when handled by experienced advisors.
How much do I need to invest for Malta PR?
To obtain permanent residency in Malta through the MPRP, your investment will depend on whether you choose to purchase or rent property:
Option 1 – Property Purchase
- Government Contribution: €30,000
- Donation to a Maltese NGO: €2,000
- Property Purchase: Minimum €375,000
- Total Estimated Cost: €457,000
Option 2 – Property Rental
- Government Contribution: €60,000
- Donation to a Maltese NGO: €2,000
- Annual Rent: Minimum €14,000
- Total Initial Cost: €112,000 (plus rent for 5 years)
Regardless of the option, the real estate must be held for at least five years. The minimum qualifying investment starts from around €112,000, depending on the route and family size.
Can I get residency if I buy a house in Malta?
Yes, buying a residential property is one of the core components of the Malta residency program. However, property purchase alone does not grant residency. You must go through the full MPRP application process and meet all the Malta Permanent Residence requirements, including background checks and financial contributions.
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