Greece is a European country located in the southeastern corner of the continent, bordered by Albania and North Macedonia to the north and Turkey to the east, while surrounded by the Aegean, Ionian, and Mediterranean Seas. It spans approximately 131,957 km², which makes it slightly larger than Bulgaria and more than double the size of Portugal’s mainland islands combined. The country is home to around 10.4 million residents and has Athens as its vibrant capital. Greece follows Eastern European Time (UTC +2, or +3 during daylight saving time) and uses the country code +30. Greece was stablished as a modern state in 1830, and is globally recognized for its ancient civilization, breathtaking beaches, island lifestyle, cultural heritage, Mediterranean cuisine, and its role as a gateway between Europe, Asia, and Africa.
Over the past decade, Greece has emerged as one of Europe’s most attractive destinations for expatriates, investors, and entrepreneurs looking for stability and opportunity. The Greek Golden Visa Program and various tax-friendly residency schemes have positioned the country as a top relocation hub for both EU and non-EU nationals. According to official data, more than 9,000 new residency permits were issued under the Golden Visa scheme in 2024, marking a record high and signaling a continued upward trend in 2025. People are increasingly choosing Greece to enjoy a high quality of life, secure tax advantages, expand business operations in the EU, and invest in real estate or hospitality ventures with strong returns.
Life in Greece offers numerous advantages that make it appealing to foreigners seeking both lifestyle and opportunity. Among its greatest benefits are year-round sunshine, a safe and family-friendly environment, access to EU education and healthcare systems, and an affordable cost of living compared to Western Europe. The country also provides residency stability, diverse investment opportunities, and a rich social culture rooted in community and tradition. For many high-net-worth individuals, retirees, and entrepreneurs, Greece offers an ideal balance between relaxation, opportunity, and security.
In this article, you’ll gain a comprehensive overview of what it means to move to Greece,from residency and investment options to business, taxation, and lifestyle opportunities. Whether you’re an expat seeking a family-friendly environment, an investor aiming for high-ROI ventures, an entrepreneur expanding your EU presence, or a millionaire safeguarding your wealth, this guide will help you understand how Greece can be your next home or “Plan B” destination in Europe.
What Does Life in Greece Look Like?
Life in Greece is a beautiful balance between simplicity, community, and joy. Greeks are known for valuing family, friendship, and social connection above all else , relationships form the core of daily life. While work is important, it rarely overshadows the appreciation for good food, conversation, and time spent together. The Greek lifestyle often revolves around the concept of “kefi”, the spirit of joy, passion, and living fully in the moment. Long lunches, evening walks by the sea, and relaxed coffee breaks are all part of the rhythm of life. Compared to many Western societies where speed and productivity dominate, Greece offers a slower, more human-centered pace where emotional well-being and community matter just as much as professional success.
Why People Move to Greece?
People in general move to Greece for its relaxed Mediterranean lifestyle, affordable cost of living, and stunning natural beauty. The country offers a slower, more fulfilling pace of life, where family, community, and well-being take center stage. With over 200 sunny days a year, delicious fresh cuisine, and a culture that embraces both tradition and hospitality, Greece attracts those seeking a better quality of life. Retirees, digital nomads, and families alike find Greece appealing not just for its scenic islands and seaside towns, but also for its relatively low property prices and growing residency programs that make living there accessible.
For many from the United States, the decision to move to Greece often stems from a desire to escape the fast-paced, high-stress work culture and rising living costs at home. American expats appreciate Greece’s slower rhythm, more affordable healthcare, and emphasis on personal relationships over constant productivity. Similarly, many from the United Kingdom are drawn to Greece for its sunshine and lower living costs,particularly after Brexit, which made moving within the EU less convenient. Canadians and Australians are often motivated by the cultural similarities, love for the outdoors, and the chance to enjoy a simpler, more sociable life by the sea. Even Europeans from Spain and other Mediterranean countries sometimes choose Greece for its quieter islands, sense of authenticity, and balance between nature and community.
Who Should Move to Greece?
Greece is one of the few destinations in Europe that combines natural beauty, cultural richness, and financial opportunity under one flag. Life in Greece offers the perfect balance between comfort and purpose ,where sunny days, healthy food, and a slower rhythm of life meet business opportunities, safety, and EU benefits. Over the past decade, Greece has become a magnet for expats, investors, and retirees looking for more than just a place to live ,they seek a lifestyle. The country’s improving economy, accessible real estate market, and welcoming immigration policies make it easier than ever to relocate and start fresh. Whether you want to relax, invest, or expand your horizons, Greece opens its doors to a wide range of profiles.
Relocating to Greece is an ideal choice for the following target audiences:
- Expats seeking quality of life and global mobility: Greece offers a lifestyle centered around family, freedom, and community, rather than rigid work routines. Residents enjoy an affordable cost of living, excellent cuisine, and year-round sunshine. By gaining Greek residency, expats also access full Schengen mobility, allowing them to travel freely across Europe. This makes Greece especially attractive for digital nomads, professionals, and families seeking both lifestyle and freedom.
- Retirees: Greece provides retirees with a serene Mediterranean environment, lower healthcare costs, and a slower pace of life that encourages wellbeing. The country’s Retirement Tax Regime also offers favorable tax conditions for foreign pensioners. Many retirees choose islands like Crete or Rhodes, or seaside towns near Athens, where they can enjoy sea views, friendly neighbors, and an affordable yet high-quality lifestyle.
- Investors, Entrepreneurs, and HNWIs: For investors and high-net-worth individuals, Greece offers both opportunity and stability. Golden Visa Program allows residency through property investment, and the HNWI Flat Tax Regime provides a clear path for global wealth management. Entrepreneurs benefit from Greece’s strategic location at the crossroads of Europe, Asia, and Africa, making it a growing hub for tourism, technology, and sustainable business.
- Plan B seekers: For political or civil figure facing uncertainty in their home countries and seeking a secure backup option,and Greece stands out as one of the safest choices in the EU. Its investment-based residency programs provide long-term stability, and a second home in a democratic and peaceful country. Greece offers safety and a gateway to the European way of life for people coming from regions facing political, social, or economic instability.
Cost of Living in Greece
The cost of living in Greece ranges between €800–€1,200 per person per month and €2,500–€4,000 per month for a 4-member family, depending on the city and lifestyle. Some cities like Athens, Mykonos, and Santorini have a higher standard of living, driven by prime real estate, tourism, and luxury services, making them more expensive for residents. On the other hand, smaller cities and regional towns such as Thessaloniki, Patras, and Larissa offer a more affordable lifestyle, where individuals can live comfortably on a budget of €700–€900 per month. The cost difference is largely influenced by housing, accessibility to services, and the demand in tourist-heavy regions. Overall, Greece remains more affordable than many Western European countries while still offering a high quality of life.
The most expensive cities to live in Greece are Athens, Mykonos, Santorini, and Thessaloniki, mainly due to their prime location, demand for luxury housing, and concentration of international businesses and tourism services. Luxury apartments, fine dining, and entertainment venues push monthly expenses higher. Conversely, cities like Patras, Larissa, and Volos are significantly cheaper due to lower rent prices, fewer tourists, and a smaller expatriate population. For those seeking affordable living without sacrificing comfort, regional towns provide good infrastructure, schools, and services at a fraction of the cost found in tourist-heavy areas.
A typical monthly cost breakdown for a family living in Greece can be illustrated as follows:
| Expense Category | Monthly Cost (€) | Notes |
| Rent (2–3 bedroom apt) | 800–1,500 | Depends on city, neighborhood, proximity to sea/tourist areas |
| Food & groceries | 400–600 | Includes supermarket shopping and occasional dining out |
| Utilities (electricity, water, internet, gas) | 150–250 | Varies seasonally and by home size |
| Transportation | 100–200 | Public transport or fuel for personal vehicles |
| Education | 200–600 | Private school fees; public schools are low-cost or free |
| Healthcare | 100–300 | Private insurance or out-of-pocket expenses |
| Entertainment & Leisure | 150–400 | Dining out, cinema, gym, local events |
Greece is considered moderately affordable compared to the rest of Europe. Countries like Portugal have similar costs of living to Greece, but Greece provides better value in housing and lifestyle. Compared to top-tier countries like the US, UK, or Switzerland, Greece is significantly cheaper, ranking among the more cost-effective destinations for expatriates. However, it’s important to note that prices increase dramatically in tourist centers and on popular islands, especially for premium accommodations, restaurant meals, and entertainment options. This makes city choice a key factor in managing one’s monthly budget effectively.
Housing & Real Estate in Greece
The demand for real estate in Greece has grown steadily over the past decade, driven by foreign investment, tourism, and the Golden Visa program. According to the Bank of Greece, foreign real estate investment exceeded €2 billion in 2023, while the Hellenic Ministry of Migration & Asylum reports that Golden Visa property investments surpassed €4.4 billion between 2023 and 2024, reflecting the strong appeal of Greece’s residency-by-investment scheme for non-EU buyers. Major cities like Athens and Thessaloniki, as well as popular islands such as Mykonos, Santorini, and Crete, have seen significant increases in property prices due to rising demand from expatriates, high-net-worth individuals, and international tourists. Over time, the Greek property market has become more stable, attracting both short-term rental investors and long-term residents seeking high-quality homes in scenic locations. The combination of economic recovery and increased tourism has contributed to a steady upward trend in real estate value, especially in high-demand areas.
Accommodation options in Greece range from apartments, townhouses, and villas to luxury mansions and beachfront properties. Average monthly rent for a one-bedroom apartment in central Athens ranges from €400–€700, while larger three-bedroom apartments can reach €1,200–€2,000, depending on location. Compared to Spain and Portugal, Greece’s rental prices are slightly lower in regional towns but higher in prime tourist cities.Globally, Greece ranks as moderately expensive for real estate in its major urban centers but remains far more affordable in non-touristic regions. According to ELSTAT (the Hellenic Statistical Authority), price increases in Athens and major coastal cities consistently outpace those in smaller mainland towns, creating a wide affordability gap between high-demand tourist hubs and quieter local markets.
Factors affecting rental prices include economic conditions, the concentration of tourism, proximity to the sea, local amenities, and government policies encouraging foreign investment in property.
Housing rental and purchasing processes in Greece are well-regulated, ensuring security for both tenants and property owners. To rent accommodation or property in Greece, tenants must provide a valid ID or passport, proof of income, and a rental deposit equal to one or two months’ rent. Lease agreements usually range from 12 to 24 months and may include terms for renewal. Property maintenance and utility payments are typically the responsibility of the tenant unless otherwise agreed, while landlords are obligated to ensure the property meets basic living standards. Tenants enjoy legal protection under Greek law, including rights to a safe living environment and the ability to terminate leases under specific conditions, while landlords are legally responsible for major repairs.
Finding accommodation in Greece can be done through multiple channels, including real estate agencies, online platforms, property portals, and local listings. Non-Greek citizens who are seeking to buy real estate can work with licensed realtors and legal advisors to navigate property laws and ensure clear titles. Short-term rentals or furnished apartments are also widely available for expatriates who wish to explore neighborhoods before committing to long-term leases. Carefully choosing the city and neighborhood where you plan to buy your property is crucial, as proximity to city centers, transportation, schools, and the coast significantly affects both cost and quality of life..
Buying a House vs Renting a House in Greece
When choosing between renting and buying in Greece, the associated costs are a key factor to consider. The associated costs of buying a property in Greece include the property transfer tax, notary fees, legal costs, annual taxes, and maintenance. However, owning a property offers long-term benefits such as value appreciation, potential rental income, and the opportunity to obtain the Greece Golden Visa if you meet the eligibility requirements and minimum investment threshold. On the other hand, renting accommodation in Greece gives you greater flexibility, lower upfront costs, no maintenance responsibilities, and the freedom to move easily without long-term financial commitments. For investors and HNWIs, property ownership can be a better option than renting, as it represents a strong investment opportunity with a higher ROI.
The cost of buying real estate in Greece varies by type and location: studios in Thessaloniki start around €70,000–€100,000, three-bedroom apartments in Athens range from €200,000–€400,000, and luxury villas on the islands can exceed €1 million. Buyers should also factor in required fees such as notary costs (about 1–2%), the 3% transfer tax, and land registry or cadastre charges. Real estate mortgages are available in Greece, though non-EU nationals may face stricter terms—typically higher down payments of 30–50% and more stringent income and financial background checks (could you give a glimpse into those terms because our target audience are mainly non-eu citizens so they are concerned with this info).
Choosing the property type to buy in Greece depends on your goal. Urban apartments in Athens or Thessaloniki provides rental income and appreciation, while villas in Mykonos, Santorini, or Crete are ideal for lifestyle or seasonal rentals. Family homes near schools and amenities are best for long-term living. Your choice should match investment, lifestyle, or residency objectives.
Taxes in Greece
Greece has moderate tax rates compared to the US and many Europe countries, but higher rates than some traditional low-tax countries. Greece’s personal income tax rates are progressive, ranging from 9% to 44%, whereas the US federal income tax tops at 37%, and the UK has a top rate of 45%. Value Added Tax (VAT) in Greece is 24%, slightly higher than the EU average. Despite the seemingly high rates, Greece offers favorable schemes for non-residents and high-net-worth individuals, making it attractive for investors who plan carefully.
The Greek tax system includes several types of taxes, including personal income tax, corporate tax, VAT, property tax, inheritance tax, and capital gains tax. Non-Greek citizens earning income in Greece are subject to the same tax rates as Greek citizens but may benefit from specific regimes such as the Non-Dom HNWI flat tax. Under this tax regime, eligible individuals can pay a fixed annual amount on their foreign-sourced income instead of being taxed under the usual progressive tax rates.
In Greece, tax residents are taxed on their worldwide income, but any taxes paid abroad may be credited or exempted under double taxation treaties to avoid double taxation. Non-residents, on the other hand, are taxed only on income sourced within Greece. Various deductions and reliefs may apply depending on income type, marital status, and family dependents.
Greece has double taxation treaties (DTTs) with more than 60 countries, including the US, UK, Germany, France, and Canada. These treaties are designed to prevent the same income from being taxed twice and can provide exemptions or reduced withholding tax rates on income such as dividends, interest, and royalties. For example, UK investors may benefit from the DTT between Greece and the UK, which can lower the overall tax burden on certain types of income and gains.
To review whether your home country is included in Greece’s double taxation treaties, you can check the official registry published by the Independent Authority for Public Revenue (AADE):
https://www.aade.gr/epiheiriseis/themata-diethnoys-dioikitikis-synergasias/symvaseis-apofigis-diplis-forologias
Non-Greek investors who earn income in Greece generally need to register for a Greek tax identification number (AFM) and, in many cases, appoint a local tax representative to handle filings on their behalf. Personal income tax returns are usually submitted electronically through the Greek tax authority’s online platform, where you declare Greek-source income (and worldwide income if you are a Greek tax resident). Any tax due is then paid in installments to the tax office via bank transfer or through Greek banks using a unique payment code generated with the return. Depending on the type of income (e.g., rental income, dividends, capital gains), some taxes may already be withheld at source, and these withholdings are credited against your final tax liability when you file.
Quality of Life in Greece
Greece offers a high quality of life according to core human-development indicators. Greece belongs to the “very high” category in the Human Development Index and registers a score of 0.908, placing the country around 34th out of 193. Greece maintains a life expectancy of roughly 82 years and records strong education indicators, which collectively provide a solid foundation in health, schooling, and overall welfare.
Greece shows moderate performance in subjective well-being. The World Happiness Report 2024 places Greece at 64th globally with a score of approximately 5.9/10, and long-term data indicate gradual improvement. However, 2025 updates report a drop to 81st, which reflects concerns over wages, housing pressures, and general living costs. Overall, people in Greece experience moderate life satisfaction,better than during the financial crisis years, yet not among the world’s highest.
In daily life, Greece delivers a strong lifestyle appeal. The country shows a moderate population density of about 77–79 people per km², which positions it well below many Western European nations. Areas outside Athens and Thessaloniki offer calm, spacious, and community-focused environments. Greece’s geography provides easy access to the sea, mountains within hours of major cities, and abundant outdoor cafés and promenades. For HNWIs, investors and expats, this mix of climate, landscape and social culture creates a significant quality-of-life advantage. Immigrants represent around 7.2% of the population, which ensures an expat presence that is visible but not dominant.
Environmentally, Greece meets acceptable standards but falls short of the World Health Organization’s (WHO) strictest criteria. Average Average fine-particle pollution (PM2.5) levels in 2024 reach about 11.5 μg/m³, roughly 2.3 times the WHO guideline. This means that smaller cities and coastal zones generally enjoy cleaner air, while Athens experiences occasional smog and elevated particulate levels due to traffic and heating. Cleanliness and noise vary widely: central Athens exhibits a lively, sometimes chaotic atmosphere, whereas suburbs, islands, and regional towns offer quieter, cleaner, and more relaxed surroundings.
Financially, Greece provides good value for money mainly for individuals with foreign or remote income. Eurostat reports that consumer prices stand about 17% below the EU average, which supports affordable day-to-day spending in many categories. At the same time, local earnings remain low: the minimum wage stands at €830 per month with planned government increases. Greece also holds the highest housing cost overburden rate in the EU, with 28.5% of residents spending 40% or more of their income on housing. As a result, migrants with international income experience strong purchasing power, while locally paid residents face tighter financial conditions.
Socially, Greece records moderate inequality. The Gini coefficient stands around 31.8%, aligning closely with EU averages. However, frequent strikes and protests signal public concern about a widening gap between high- and low-income groups, particularly regarding wages and housing. Greek social culture values long coffees, evening gatherings, and time with family, creating a contrast between work structure and lifestyle norms. In lifestyle freedoms, Greece performs strongly. Freedom House rates Greece as “Free” with a score of 85/100, indicating solid civil liberties and political rights.
Overall, Greece presents a clear profile: strong fundamentals in HDI, health, education, safety, civil freedoms, and lifestyle quality; good value for money for individuals earning foreign income; and notable pressure points in wages, housing affordability, and working hours. Athens and Thessaloniki offer more opportunities but introduce more congestion, noise, and rush-hour crowding. Smaller cities and islands provide calmer, greener living environments with fewer professional options.
Safety and Crime Rate in Greece
Greece is generally considered a safe country, with crime rates lower than the European average and much lower than in the United States. According to the Global Peace Index, Greece ranks in the top half of safe countries worldwide, reflecting its political stability and low incidence of violent crime. Violent crimes are rare, and the majority of issues are non-violent, such as petty theft and pickpocketing, particularly in crowded areas, major tourist attractions, and public transport hubs in cities like Athens and Thessaloniki. Tourist hotspots can attract opportunistic thieves, so vigilance with personal belongings is advised.
Certain urban areas in Greece have higher crime concentrations, often in central districts of major cities, while rural areas and smaller islands experience very low crime levels. Common offenses include pickpocketing, minor theft, and occasional scams targeting tourists, such as overcharging in taxis or unofficial tour services. Serious crimes, including assault or burglary, are comparatively uncommon and often localized.
The Greek police are widely available and maintain a visible presence in cities, tourist areas, and transportation hubs. Law enforcement is generally responsive, and authorities encourage reporting of thefts or suspicious activity. Travelers and residents alike are advised to stay aware of their surroundings, avoid demonstrations or large gatherings, and use licensed services for transportation and guided tours.
Overall, Greece offers a secure environment for both residents and visitors, with most safety concerns being limited to minor, opportunistic crimes. Awareness and common-sense precautions are usually sufficient to ensure a safe experience in both urban and rural parts of the country.
Education in Greece
Greece provides a structured education system with free public education from primary through secondary levels, which is of decent quality but generally ranked below the top global standards. Public schools offer education in Greek and are accessible to residents, including expat children, although proficiency in Greek is required for effective learning. International schools and private institutions provide education in English or other foreign languages and follow international curricula such as the IB (International Baccalaureate) or British/American systems. Tuition fees for private and international schools vary widely, ranging from €5,000 to over €20,000 per year depending on the institution and grade level.
Higher education in Greece is free for Greek citizens, with public universities providing tuition-free degrees in most programs. Non-EU residents, including expatriates, may have to pay tuition fees that are generally lower than those in the US or UK, and student loans are limited compared to North American systems. Notable universities, such as the National and Kapodistrian University of Athens and Aristotle University of Thessaloniki, occasionally appear in global rankings for specific subjects, although Greece is not considered a top destination for higher education on a global scale.
The primary language of instruction in public schools is Greek, while many private and international schools teach in English, French, or German. Homeschooling in Greece is legal but regulated, requiring notification to the local educational authorities and adherence to national curricula or approved alternatives.
Extracurricular activities, including sports, music, arts, and cultural programs, are widely available in both public and private schools. International schools often provide broader extracurricular options, including competitive sports teams, international exchange programs, and STEM-focused clubs, which appeal especially to expatriate families seeking holistic education for their children.
Healthcare in Greece
The healthcare system in Greece operates under a mixed model that combines public universal healthcare with a growing private medical sector. Public healthcare, known as ESY (Ethniko Systima Ygeias), is free or low-cost for Greek citizens and legal residents who contribute to the national insurance system (EFKA). Emergency medical services are free for everyone, including non-citizens, while other treatments require proof of insurance or direct payment. Non-residents or short-term expats must obtain private or international health insurance that meets Schengen visa requirements, providing at least €30,000 in medical coverage including repatriation.
In terms of coverage, the ESY system includes hospital care, specialist consultations, maternity services, laboratory tests, and subsidized medicines. Greece’s healthcare ranks moderately on a global scale,better than many countries in accessibility but lower than top EU nations like Germany or France. Compared to the United States, healthcare in Greece is far more affordable but less technologically advanced and efficient. While the public system can experience delays, long waiting times, and bureaucratic challenges, private healthcare offers shorter waiting periods, high-quality facilities, and English-speaking doctors, making it the preferred choice for expatriates and high-net-worth individuals.
The cost of private medical care in Greece is considered reasonable compared to Western countries. A general practitioner visit typically costs €50–€100, while full international health coverage may range between €500–€2,000 annually, depending on the plan. This makes it accessible not only to wealthy individuals but also to middle-income expats. Public healthcare remains more affordable, though patients often face longer waiting lists for specialists and hospital procedures. The quality gap between public and private facilities mainly reflects the difference in infrastructure, waiting times, and staff-to-patient ratios rather than in medical expertise.
Access to healthcare services is generally good in urban areas but varies significantly across the country. Major cities such as Athens, Thessaloniki, and Heraklion have advanced hospitals with English-speaking professionals, while remote islands or small towns may have limited access and fewer English-speaking doctors. Pharmacies are widespread and well-stocked, though some medications may require prescriptions. Non-citizens can obtain care either by contributing to EFKA (if employed or self-employed) or by purchasing private international insurance, which ensures faster access and broader coverage. However, Greece’s healthcare bureaucracy can be time-consuming, registering with EFKA, obtaining an AMKA (social security number), and filing medical documents often require patience and local assistance.
In conclusion, Greece offers a universal yet bureaucratic healthcare system supported by a robust private sector. For citizens and long-term residents, public healthcare provides a safety net with basic coverage at low cost. For expats and retirees, private insurance remains the best route to guarantee timely, high-quality care and English-speaking support. Overall, healthcare in Greece is affordable and accessible, though efficiency and consistency vary depending on one’s insurance type and location.
Greece Infrastructure
Greece has a well-developed infrastructure that ensures reliable electricity coverage across the country. The national grid reaches almost all urban and rural areas, with minimal power interruptions. Historically, electricity generation relied heavily on lignite, but Greece is now shifting toward renewable energy sources such as wind and solar power. Water supply is generally consistent and of good quality, with most regions having access to fresh water. However, some smaller islands rely on desalination plants or transported water due to limited local resources. Waste management and sanitation systems in Greece meet European standards, with nearly all households connected to sewage networks, and ongoing efforts to enhance recycling and environmental sustainability.
When it comes to connectivity, Greece offers widespread internet access with steadily improving speed and reliability. Broadband penetration continues to expand, supported by the development of a nationwide fiber-optic network. Mobile coverage is excellent, even in most rural areas. The Greek government has made significant strides in digital transformation, offering a growing range of e-government services. Citizens and residents can now complete many administrative tasks online, reducing bureaucracy and streamlining interactions with public institutions.
Urban infrastructure in Greece is modern and well-planned in major cities such as Athens and Thessaloniki. Housing quality is high, and urban areas feature a mix of historic and contemporary developments. Public spaces are thoughtfully designed, with access to amenities like healthcare, schools, and supermarkets within short distances. Green spaces and public parks are available in most urban centers, offering residents good recreational options. Greece also places strong emphasis on preserving its rich cultural and architectural heritage, maintaining historical zones that add charm to cities while supporting tourism.
Greece road network has seen major improvements, especially with highways like the Egnatia, PATHE, and Ionian routes connecting key ports and cities. Roads in urban centers are generally in good condition, though secondary and rural roads can be narrow and less maintained. While major cities have reliable transport options such as metro, tram, and bus networks, some rural and island areas remain less connected. Travelers often need to rent a car or use alternative transport to reach these remote destinations. Overall, Greece’s infrastructure is advanced in urban areas and continuously improving nationwide, though regional disparities still exist in connectivity and access.
Transportation in Greece
Greece offers a diverse and efficient transportation system, especially in urban areas and along major travel routes. Public transportation options include an extensive bus network, metro and tram systems in Athens, and suburban rail connections linking the capital to surrounding regions. Thessaloniki is also introducing a modern metro system, expected to enhance local mobility. Buses remain the most common and affordable mode of public transport, connecting cities, towns, and even smaller villages. However, public transport coverage can be limited in rural or island regions, where private vehicles or taxis are often necessary. Greece is also well-served by airports, ferries, and ports, making intercity and inter-island travel convenient for both locals and tourists.
The quality of Greece’s transportation infrastructure has significantly improved in recent years, with modern highways such as the Egnatia Odos and PATHE routes offering smooth connections between major cities and ports. Local roads, however, vary in quality, urban routes are generally well-maintained, while rural roads can be narrow and winding. Traffic congestion is mostly concentrated in Athens, especially during peak hours, though it remains moderate compared to many European capitals. Taxi and ride-sharing services such as Beat and Uber are readily available in big cities, offering reliable alternatives for daily commuting. For budget-conscious travelers, public buses and metro lines are the most affordable and efficient options.
Driving in Greece is relatively straightforward, but there are a few differences from the U.S. system that new drivers should note. Greeks drive on the right side of the road, and seatbelts are mandatory for all passengers. While driving attitudes have improved, occasional speeding and aggressive driving can still occur, especially in busy urban areas. Roads are generally safe and well-signposted, though caution is advised in mountain and island regions. Parking in city centers can be challenging, and paid parking zones are common. Greece is also gradually embracing electric mobility, with an increasing number of EVs and charging stations available in major cities. Biking infrastructure is developing, though it remains limited outside urban areas, and accessibility for people with mobility issues is improving but not yet uniform across all regions.
Greece’s aviation infrastructure is robust and vital to its connectivity. The country has 45 airports, including 15 international airports, with Athens International Airport ranked among the best in Europe for its efficiency and passenger services. Many island airports serve seasonal tourist traffic and have seen ongoing upgrades. The Port of Piraeus, one of the busiest in Europe, acts as a central hub for maritime transport, connecting the mainland to the Greek islands and beyond. Other major ports like Thessaloniki, Patras, and Heraklion support both cargo and passenger movement. Ferry services are an essential part of daily life and tourism, linking the mainland with Greece’s numerous islands. Despite its strong transport network, travelers may still face challenges reaching remote or rural areas due to limited connections, often needing to rent a car or arrange private transport to explore less accessible destinations.
Greece Culture
Greece is a country of remarkable cultural depth and diversity, shaped by centuries of interaction between Eastern and Western civilizations. Its culture reflects the influences of ancient Greek heritage, Roman occupation, Byzantine legacy, and Ottoman rule,each leaving an imprint that helped form the vibrant society seen today. Greeks are immensely proud of their history and identity, considering their culture a defining part of their national belonging. Across the mainland and islands, every region has its own traditions in music, religion, food, and art, creating a colorful mosaic that fascinates visitors and gives Greece its unique character. Greece ancient roots in philosophy, democracy, and the arts added to its modern-day celebrations and cuisine, shapes passion, pride, and unity of Greek culture today.
Greek people are known for their warmth, hospitality, and strong sense of community. The concept of “philoxenia”, which literally means “love for strangers,” is deeply ingrained in Greek society,making expats and foreigners feel genuinely welcome and included. They are open, sociable, and eager to help others, often treating guests as part of their extended family. Respect for elders, family loyalty, and maintaining social harmony are essential values in daily life. Social etiquette emphasizes politeness, generosity, and maintaining eye contact during conversations, while gestures and expressions play a big role in communication, reflecting their lively Mediterranean character.
Religion is a cornerstone of Greek cultural life. About 98% of Greeks identify as Greek Orthodox Christians, according to the Association of Religion Data Archives (ARDA), making Greece and Russia the only countries with such a large Orthodox majority. The remaining 2% of the population includes Muslims, Roman Catholics, and Jews. While religion is an integral part of national identity, especially during holidays and family events, modern Greeks are generally respectful of different faiths and open to diverse beliefs. Greek is the official language and spoken by nearly 99% of the population, while English is widely used ,especially in urban areas and the tourism industry. Many Greeks also speak German or French as second languages. The country is rich in traditions that combine ancient customs and Christian beliefs, from colorful “panigiria” (religious festivals celebrating saints) to national holidays that mix faith, music, and dance.
Greek cuisine is a key expression of the nation’s identity and lifestyle, emphasizing fresh, local ingredients and shared meals that bring people together. Olive oil, cheese (especially feta and metsovone), honey, herbs, and fresh vegetables are staples in almost every dish. Traditional meals like moussaka, souvlaki, tzatziki, and spanakopita are enjoyed across the country, though recipes vary by region. Lunch is typically the main meal of the day, often enjoyed with family, while dinners are more relaxed and social. Greeks deeply value coffee culture ,meeting friends for a long chat over a cup of “ellinikos” (traditional Greek coffee) or “freddo cappuccino” is almost a daily ritual. Cafés and “kafenion” (traditional coffee houses) are central gathering places in both villages and cities, symbolizing the importance of leisure and connection in Greek life.
Greece’s history and heritage are visible at every turn from its ancient temples and monuments to its Byzantine churches and neoclassical architecture. The country is home to some of the world’s most significant archaeological sites, including the Acropolis in Athens, the Temple of Apollo at Delphi, and the Palace of Knossos in Crete. Greek architecture has evolved through eras: from the geometric harmony of Doric and Ionic temples, to the ornate Byzantine churches, and later the elegant neoclassical buildings of modern Greece. National holidays and festivals, such as Greek Independence Day and Orthodox Easter, are celebrated with great enthusiasm and unite communities across the country. These historical and cultural layers make Greece not only a cradle of Western civilization but also a living museum of art, faith, and timeless tradition.
Greece Social Structure
Greece has a population of approximately 10.5 million people, with the majority concentrated in urban areas such as Athens and Thessaloniki, while the rural and island regions remain more sparsely populated. Around 60% of the population lives in cities, benefiting from better access to jobs, healthcare, and education, whereas smaller towns and villages maintain traditional lifestyles. The urban-rural divide influences lifestyle, access to infrastructure, and economic opportunities, with rural areas often relying on agriculture, tourism, and local businesses. Despite modern urbanization, many Greeks maintain strong ties to their hometowns and family roots, frequently visiting rural areas during holidays or summer vacations.
Greece population is distributed across generational groups with roughly 15% youth (under 18), 65% adults (18–64), and 20% elderly (65 and above), reflecting an aging population trend. Greek families traditionally emphasize strong intergenerational bonds, and elderly family members often live with or near their adult children. Gender roles in Greece are evolving but remain somewhat traditional in family settings; women are highly involved in household management and childcare, while men typically take on the role of primary breadwinner. Average household sizes have been decreasing over the decades, currently averaging around 2.5–3 people, but extended family connections are still culturally important.
Greece is largely ethnically homogeneous, with over 93% identifying as ethnic Greeks. Cultural minorities include Albanians, Macedonians, Pomaks, Roma, and Armenians, while the Muslim minority primarily resides in Thrace. Immigration has increased in recent years, with significant populations of Albanians (roughly 480,000), Bulgarians (around 100,000), Romanians (over 120,000), and Syrians (about 50,000). Expats from Western Europe, the US, and other countries also contribute to the multicultural presence, particularly in urban centers and popular tourist destinations.
The social structure of Greece is shaped by a mix of long-standing traditions and modern influences, creating a society that values family, community, and social cohesion while also adapting to globalization. Cultural participation is high, with Greeks actively engaging in festivals, local events, and religious observances. Despite urbanization, rural communities preserve traditional social hierarchies and customs, reflecting a balance between modern urban lifestyles and cultural heritage. This combination of factors makes Greece socially close-knit yet open to diversity in key urban centers.
Greece Lifestyle
Greek people have a deep appreciation for arts and music, which are integral to daily life and cultural identity. Traditional music styles such as rebetiko and folk songs remain popular alongside modern Greek pop and classical music, reflecting a fusion of Eastern and Western influences. Festivals and cultural events are abundant, often tied to religious celebrations like panigiria, as well as seasonal and municipal events, including the Athens Epidaurus Festival featuring theater, music, and dance. National holidays, such as Independence Day on March 25th and Ohi Day on October 28th, are celebrated with parades, communal gatherings, and performances, reinforcing social cohesion and pride in heritage. Art galleries, local crafts, and theatrical performances are highly valued, especially in urban centers and islands with active tourist engagement.
Nightlife and outdoor activities are central to the Greek lifestyle, particularly in the islands and coastal cities. Greeks enjoy long evenings in taverns, cafes, and bars, often extending into vibrant nightlife in places like Mykonos, Ios, and Thessaloniki. Outdoor life is celebrated through beach outings, swimming, sailing, and water sports, reflecting the cultural importance of the Mediterranean environment. Luxurious activities such as yachting, golf, private clubs, and fine dining are increasingly popular among affluent locals and tourists, though they can be expensive, particularly in premium areas. Cultural entertainment also includes cinema, theater, music concerts, and seasonal events, providing a wide range of leisure options.
Sports and hobbies are common in Greek daily life, with activities like soccer, basketball, swimming, sailing, and hiking widely practiced. Many Greeks participate in community sports clubs, gyms, or informal outdoor fitness activities, reflecting a cultural value placed on physical health and well-being. Free time is often spent with family and friends, enjoying food, coffee, or coastal recreation, emphasizing balance between social life and personal enjoyment. While work is important, Greeks tend to prioritize quality of life, valuing time outdoors, cultural engagement, and relaxation over strictly career-focused lifestyles. Overall, fitness, social activity, and cultural participation are key elements of a well-rounded lifestyle in Greece.
Cultural & Social Integration
Integrating into Greek society is generally welcoming and approachable, especially for expats who respect local customs and traditions. Greeks are known for their hospitality, which makes it easier for foreigners to build relationships and participate in social life. However, newcomers from the U.S. or other countries may face challenges adapting to slower bureaucratic processes, different work ethics, and the strong emphasis on family-centered social structures. Daily routines, local etiquette, and informal social norms,such as greetings and flexible timing,can take time to understand. Despite these challenges, engaging with the community and showing respect for traditions usually leads to positive experiences.
Language plays a critical role in cultural integration. While many Greeks in tourist destinations and urban areas speak English, permanent expats benefit significantly from learning Greek. Those who do not speak the language may struggle to find employment, as many Greek employers require a reasonable command of Greek, especially outside international companies. Socially, locals are often patient with foreigners, but day-to-day convenience, participating in cultural events, and forming deeper connections are much easier when expats speak the language. This also helps in understanding local humor, customs, and social cues, which are important for integration.
Greece has a vibrant expat community, particularly in Athens, Thessaloniki, and popular islands like Crete, Corfu, and Rhodes. Common expat nationalities include Americans, Germans, British, French, Italians, and increasingly Northern Europeans, drawn by Greece’s climate, lifestyle, and affordable cost of living. These communities form clubs, social networks, and informal groups that help newcomers settle, find services, and socialize. Active participation in local events and community life is key to feeling included. The balance between connecting with fellow expats and engaging with locals helps expats develop a more fulfilling life in Greece.
Interactions between locals and foreigners are generally friendly and cooperative, but integration is smoother for expats who respect Greek customs, participate in community activities, and make an effort to speak the language. Expat communities in Greece are concentrated in urban centers and tourist-friendly islands, while smaller towns and rural areas have fewer foreigners. This can make social integration slower in remote regions but also more immersive for those who engage with locals. Key elements for successful integration include openness, cultural curiosity, and building trust within the community. Overall, Greece offers a supportive environment for social and cultural integration, although language, bureaucracy, and local norms are important factors to navigate.
Geography & Nature
Greece is located in southeastern Europe, bordered by Albania, North Macedonia, Bulgaria, and Turkey, making it a strategic gateway between Europe and Asia. Its geographic location has historically positioned Greece as a hub for trade, culture, and travel between continents. The country features a highly varied landscape, including over 6,000 islands, extensive coastlines, rugged mountains, fertile plains, and numerous rivers. Greece’s geography also includes iconic natural landmarks such as Mount Olympus, the Meteora rock formations, and the Samaria Gorge in Crete, attracting nature enthusiasts from around the world.
The climate in Greece is predominantly Mediterranean, characterized by hot, dry summers and mild, wet winters, though continental and alpine climates exist in northern and mountainous regions. Summer temperatures often reach highs around 93°F (34°C), but extreme heatwaves can push temperatures over 115°F (46°C), as seen in 2023. Winters are cooler in the north, with occasional snowfall in mountainous areas, while the southern islands enjoy milder temperatures. Seasonal variation strongly influences outdoor activities, tourism, and agricultural patterns.
Greece is prone to natural hazards, including earthquakes, wildfires, and flooding. Earthquakes can occur throughout the year due to the country’s position along tectonic fault lines, while wildfires typically strike in the hot, dry summer months, particularly in rural and forested areas. Heavy rains in winter can cause flash floods, particularly in low-lying or poorly drained regions. Residents and expats living in remote areas should have a solid understanding of emergency procedures and reliable contacts, as some locations may have limited access to emergency services.
Greece natural environment is a major part of daily life and leisure. The combination of mountains, rivers, and seas provides opportunities for outdoor activities like hiking, sailing, and swimming. Fertile valleys and plains support agriculture, producing olives, grapes, citrus fruits, and vegetables. Despite the risks posed by natural hazards, Greece’s landscapes and climate are a defining feature of the lifestyle, culture, and tourism appeal of the country.
Economy
Greece economy has gradually recovered from the financial crisis of the late 2000s, with GDP currently around €240 billion, making it one of the mid-sized economies in the European Union. Greece uses the Euro (EUR) as its official currency, which provides stability for both residents and foreign investors. Standard of living in Greece varies significantly between urban centers like Athens and Thessaloniki, where amenities and infrastructure are more developed, and rural or island regions, which can have limited access to services. Overall, Greece offers a relatively affordable cost of living compared to Western European countries, though imported goods and luxury items can be expensive.
Key industries in Greece include tourism, shipping, agriculture, energy, and manufacturing. Tourism remains a cornerstone of the economy, contributing a substantial portion of national income due to Greece’s cultural heritage, islands, and Mediterranean climate. The shipping industry is another vital sector, with the country owning one of the largest merchant fleets in the world. Agriculture produces olives, olive oil, citrus fruits, and wines, while emerging sectors like renewable energy are gaining importance, particularly solar and wind energy.
Employment opportunities in Greece vary by sector and location, with most high-paying jobs concentrated in urban areas. Average salaries in Greece are moderate compared to Western Europe; a full-time professional in Athens might earn around €1,200–€2,000 per month, while salaries in rural areas can be significantly lower. Many Greeks work in the service sector, tourism, or small and medium enterprises, while specialized professions like engineers, doctors, and IT professionals can command higher wages. Unemployment remains a challenge in certain regions in Greece, particularly among younger generations, despite improvements over recent years.
Living conditions in Greece are influenced by housing availability, urban planning, and access to public services. Cities generally offer modern housing and convenient access to amenities, while remote villages and islands may require more planning to secure adequate accommodations.
Finance and Banking System
Greece uses the Euro (EUR) as its official currency, and while digital payments are increasingly common, cash is still widely used throughout the country. Small businesses, local tavernas, cafés, street vendors, and taxis often only accept cash, especially outside major tourist areas. Therefore, carrying cash is essential for daily transactions, even though larger establishments and hotels generally accept credit and debit cards.
The Greek banking system has modernized significantly in recent years, offering digital banking services, mobile apps, and online payment options. Expats can open a bank account relatively easily, typically requiring a valid passport or ID, proof of residence in Greece, and sometimes a tax identification number. International money transfers are straightforward through banks, though fees can vary depending on the institution and the type of transfer, and many expats also use online transfer services for convenience.
Overall, while Greece’s finance sector is well-developed and digitalization is progressing, cash remains a key part of daily life, particularly in rural areas and smaller towns. Expats should plan accordingly and maintain a combination of cash and digital banking options to ensure smooth financial management.
Government and Political System
Greece is a parliamentary representative democratic republic, with the President serving as the head of state and the Prime Minister as the head of government. The Hellenic Parliament is the main legislative body, supported by various ministries responsible for sectors such as finance, health, education, and foreign affairs. Political life in Greece has historically been dynamic, with frequent protests and public demonstrations reflecting citizens’ active engagement, and changes in government are not uncommon. Elections for the parliament are held every four years, while local and European elections follow their respective schedules. Greece is a member of key international organizations, including the European Union (EU), the United Nations (UN), and NATO, maintaining generally stable diplomatic relations with neighboring countries and global powers.
Freedom of speech in Greece is supported by strong legal protections. According to Freedom House’s Freedom in the World 2025 report, Greece scores 85/100, with 35/40 for Political Rights and 50/60 for Civil Liberties. While the country is classified as “Free,” international observers still note concerns, especially around media freedom, with Greece ranking 89th out of 180 countries in the 2025 Reporters Without Borders World Press Freedom Index. Even with these issues, Greece remains a safe and stable option for political or civil-society figures who face uncertainty in their home countries and are looking for a secure “Plan B” through the Greece Golden Visa program. This program offers residency in exchange for real-estate investment and provides easy movement across the EU thanks to Greece’s membership. Expats can access travel, education, and business opportunities throughout Europe, making Greece a practical base for long-term planning.
Legal System and Regulations
Greece follows a civil law system, rooted in the Constitution of 1975, where laws are enacted by the Hellenic Parliament and interpreted by an independent judiciary. The legal framework is codified, covering civil, criminal, administrative, and commercial matters. Key legal institutions in Greece include the Supreme Court (Areios Pagos), the Council of State (Symvoulio tis Epikrateias), lower courts for civil and criminal cases, and specialized administrative tribunals. Law enforcement is primarily handled by the Hellenic Police, under the Ministry of Citizen Protection, which works alongside other regulatory bodies and public prosecutors to ensure compliance with Greek law.
Some practices that may be legal in the United States are regulated differently in Greece. For example, certain firearms regulations are stricter, while aspects like cannabis possession are treated under criminal law rather than as a legal recreational substance. Business practices, financial regulations, and labor laws also have distinct requirements that foreigners need to understand, particularly regarding employment contracts, taxation, and property ownership.
Overall, Greece’s legal system is formal and structured, emphasizing codified statutes and judicial interpretation, with a clear distinction between lawful and unlawful behavior. For expats and investors, understanding local regulations and consulting legal professionals is essential to navigate business, real estate, and personal legal matters effectively.
Best Cities and Neighborhoods to Live in as an Expat in Greece
Greece offers a variety of cities and neighborhoods suitable for expats, each providing a unique combination of lifestyle, amenities, accessibility, and cultural experiences. Whether you are looking for vibrant city life, coastal living, or a quieter suburban environment, Greece has options that cater to different priorities such as work, leisure, education, and social integration. For expats, areas with access to international schools, healthcare, public transport, and social communities stand out as good choices, while also taking into account safety, cost of living, and cultural opportunities.
- Athens – Kifisia: A northern suburb known for its greenery, upscale housing, and international schools. Ideal for families seeking a quieter, safe environment with easy access to the city center.
- Athens – Kolonaki: Central, cosmopolitan, and culturally rich. Perfect for young professionals who want nightlife, restaurants, and boutique shopping nearby.
- Athens – Glyfada: A coastal neighborhood with beaches, cafes, and a modern lifestyle. Recommended for those who value seaside living and outdoor activities.
- Thessaloniki – Kalamaria: A family-friendly coastal suburb with parks, schools, and a slower pace of life, yet close to the city center.
- Crete – Chania: Offers a mix of historical charm, Mediterranean lifestyle, and affordable living, suitable for those seeking cultural immersion and a relaxed pace.
- Corfu Town: Ideal for expats who want island life with historical surroundings, good infrastructure, and access to leisure activities.
- Santorini – Fira: Best for short-term expats or those in tourism-related industries, offering iconic views, vibrant social life, and international exposure.
These neighborhoods provide a balance between comfort, accessibility, and integration into Greek culture, making them popular choices among expats seeking a high quality of life.
Getting Greece Citizenship
Expats looking to obtain Greek citizenship typically need to meet certain residency and integration requirements. Generally, applicants must have legally lived in Greece for at least seven years, demonstrate a good understanding of the Greek language, and show familiarity with Greek culture and society. Additional criteria include a clean criminal record, proof of stable income, and official documentation of residence. In some cases, individuals with Greek ancestry or those married to a Greek citizen may qualify through a shorter process. Successfully obtaining citizenship grants full rights as a Greek national, including access to the European Union’s freedom of movement and work. For more detailed guidance on eligibility and the application process, you can refer to our comprehensive Greece citizenship guide.
How to Move to Greece?
Moving to Greece depends largely on your citizenship. If you are an EU citizen, you do not need a visa and can relocate directly, registering with local authorities upon arrival. Non-EU citizens, however, must obtain a visa before moving, and Greece offers several types depending on your purpose of stay, including work, study, family reunification, or investment.
Greece Golden Visa grants residency to investors, entrepreneurs, retirees, high-net-worth individuals, and political figures seeking a secure ‘Plan B’ option, offering benefits such as fast-track residency, access to Greece’s healthcare and education systems, and the ability to travel freely within the Schengen Area. Work visas are available for skilled professionals and employees with a Greek employer sponsorship. Student visas allow non-EU students to pursue higher education in Greece. Family reunification visas enable close relatives of residents or citizens to live in Greece. Retirement visas cater to retirees who can demonstrate a stable income.
Each visa type comes with specific requirements regarding income, insurance, and duration of stay, so it is important to choose the option that aligns with your personal or professional goals.
Greece Golden Visa
The Greece Golden Visa is a residency-by-investment program designed for non-EU/EEA nationals and their families, offering a pathway to permanent residence in Greece. Introduced to attract foreign investment and stimulate the Greek economy, it has become one of the most successful programs of its kind in Europe. To qualify, applicants must have a clean criminal record and make a minimum real estate investment of €250,000, although higher thresholds apply in prime locations such as Athens, Thessaloniki, Mykonos, and Santorini. This program not only grants residency but also opens the door to Greek citizenship through naturalization after seven years of continuous residence, with requirements including at least 183 days of physical presence per year and basic proficiency in the Greek language.
One of the program’s major advantages is that it extends residency to immediate family members, including children under 21 and dependent parents, allowing the whole family to benefit from living in Greece. Golden Visa holders gain access to Greece’s highly-rated healthcare system, enjoying both public and private medical services, as well as the country’s education system, which is available to resident children. In addition, holders can travel freely across the Schengen Area, taking advantage of Greece’s EU membership for visa-free movement throughout Europe.
Financially, the Golden Visa offers strong incentives for investors. Real estate purchased for the program can be rented out or held as a long-term investment, generating rental income or dividends if the investment is made in Greek companies. Furthermore, Greece’s Non-Dom tax regime provides significant tax benefits, allowing foreign nationals to reduce taxes on income earned outside Greece while benefiting from double taxation treaties with 57 countries worldwide.
How to Move to Greece from the US
For U.S. citizens, moving to Greece requires a clear understanding of visa and residency regulations, as Americans do not have automatic long-term residency rights. Most U.S. citizens initially enter Greece on a tourist visa for up to 90 days, but staying longer requires applying for a residence permit or other long-term visa categories, such as the Golden Visa or work visas. U.S. nationals also need to ensure they meet health insurance requirements and provide proof of sufficient funds to support themselves during their stay, which is often requested during the visa application process.
When planning to work in Greece, U.S. citizens must obtain the appropriate work permit, which is typically tied to a Greek employer and requires official approval before starting employment. Retirees or those looking for passive income investment options often rely on the Golden Visa program as the simplest route for long-term residence. Additionally, Americans should be aware of the tax implications of moving to Greece, as U.S. citizens remain liable for U.S. taxes on worldwide income, making it important to plan for both Greek and U.S. tax obligations.
Finally, the practical aspect of relocating from the U.S. involves logistical considerations such as shipping household goods, setting up Greek bank accounts, and navigating local bureaucracy. Americans often find that learning basic Greek greatly improves integration, especially in smaller cities where English is less commonly spoken compared to major tourist hubs like Athens, Thessaloniki, or the islands.
How to Move to Greece from the UK
For UK citizens, moving to Greece has changed since Brexit, as they are no longer EU citizens with automatic residence rights. UK nationals can enter Greece visa-free for short stays up to 90 days, but staying longer requires applying for a residence permit through Greek authorities. Many UK expats use the Golden Visa program or long-term residency permits for retirees, remote workers, or investors, as these provide a legal pathway to remain in the country beyond the standard tourist period.
UK citizens also need to consider healthcare registration, as they are no longer automatically covered by EU health agreements. Proof of sufficient funds and private or public health insurance is generally required when applying for long-term residence. Additionally, moving from the UK involves currency considerations, since the Euro is used in Greece, and practical steps like opening local bank accounts and arranging international transfers efficiently.
Integration-wise, UK expats often find it easier to live in tourist-friendly cities or islands where English is widely spoken, but learning some Greek is recommended for dealing with local bureaucracy and daily interactions outside major urban centers. UK retirees, in particular, benefit from Greece’s relatively low cost of living compared to the UK, making it an attractive option for long-term relocation.
How to Move to Greece from Canada
Canadian citizens, like other non-EU nationals, need a visa to stay in Greece for more than 90 days. Many Canadians opt for the Greece Golden Visa program, particularly those looking to invest in real estate or start a business, as it offers residency rights for themselves and their family members. Unlike some other countries, Canada does not have a specific bilateral agreement with Greece for long-term stays, so Canadians must follow the standard Greek immigration procedures for non-EU residents.
When moving from Canada, applicants must provide proof of sufficient financial means and health insurance coverage for the duration of their stay. Canadians may also face slightly longer processing times for residence permits due to consular requirements in Canada, so early planning is important.
English is widely spoken in major cities and tourist areas, which helps Canadian expats integrate more easily initially, but learning Greek is recommended for full participation in work, social life, and local bureaucracy. Many Canadians prefer urban centers like Athens or Thessaloniki, or islands popular with expatriates, to enjoy a supportive expat community while adapting to local customs and lifestyle.
Required Documents to Move to Greece
Moving to Greece requires careful preparation of key documents to ensure a smooth immigration process. Essential documents include:
- Valid passport
- Recent passport photo
- Proof of financial means or recent bank statement (within the last three months)
- Proof of healthcare insurance
- Employment letter (if moving for work)
- Additional documents depending on the purpose of your relocation (e.g., university admission for students, sponsorship letters for work, investment proof for Golden Visa applicants)
How to Plan for Moving to Greece
Planning your move to Greece in advance will make the transition smoother and less stressful. Proper preparation ensures that legal, financial, and practical requirements are handled efficiently.
Key steps to plan your move:
- Calculating your taxes: Understand your tax obligations in Greece, including income tax and potential tax benefits for new residents.
- Applying for social insurance: Register for Greece’s social security system to access healthcare and other social benefits.
- Registering your residence with local authorities: Notify the local municipality of your arrival to comply with residency requirements.
- Find where you will live: Research neighborhoods or cities that match your lifestyle, budget, and proximity to work or schools.
- Applying for your tax number (AFM) and social security number (AMKA): These numbers are essential for opening a bank account, employment, and accessing public services.
- Getting your residence permit card issued locally: Finalize your visa or residence permit by collecting the official card from Greek authorities.
- Moving personal belongings (customs, shipping, logistics): Plan shipping routes, customs paperwork, and logistics for furniture and other personal items.
- Bringing your pets to Greece (vaccinations, paperwork): Ensure pets meet vaccination requirements and have all necessary import documentation.
Business Opportunities in Greece
Greece offers a range of promising business opportunities, particularly in tourism, real estate, renewable energy, shipping, and technology sectors. The country’s strategic location as a gateway between Europe and Asia, along with its membership in the EU, makes it an attractive hub for international trade and investment. Entrepreneurs and investors can benefit from programs like the Greece Golden Visa and incentives for startups and SMEs, while also exploring sectors such as agriculture, gastronomy, and luxury services.
Investment Options and Encouragement for Foreign Investors in Greece
Greece actively encourages foreign investment through government-backed programs, tax incentives, and residency schemes that make the country an attractive choice for international investors. Investment opportunities span several high-growth sectors, including real estate, tourism, renewable energy, shipping, logistics, agriculture, and technology. These sectors benefit from Greece’s strategic position at the crossroads of Europe, Asia, and Africa, as well as its full access to the European Union market of more than 450 million consumers.
The Greek government supports investors through simplified procedures, reduced bureaucratic barriers, and digitalized services. Major initiatives such as the Greece Golden Visa program allow non-EU nationals to obtain residency by investing in real estate, innovative businesses, or strategic sectors. Additional incentives include lower corporate tax rates, reduced property taxes in certain regions, grants for renewable-energy projects, and funding opportunities through EU development programs.
With steady economic recovery, modernized infrastructure, expanding ports and airports, and a strong tourism industry, Greece offers a stable environment with promising returns. Foreign investors also benefit from access to skilled labor, competitive costs, and a growing tech and startup ecosystem supported by international companies like Microsoft, Pfizer, and Amazon Web Services, which have recently expanded their presence in the country. Altogether, Greece provides a favorable climate for long-term growth, portfolio diversification, and secure investment planning.
Millionaires and HNWI Wealth Maintenance in Greece
Greece is an appealing destination for millionaires and high-net-worth individuals who want to protect and grow their wealth while enjoying a high-end lifestyle. The country offers favorable tax options, including the Non-Dom regime, which allows eligible individuals to pay a flat annual tax on foreign income, along with reduced tax programs for retirees and foreign professionals.
HNWIs also benefit from the Greece Golden Visa, providing residency and easy travel across the Schengen Area through real estate or strategic investments. Luxury property markets on islands like Mykonos, Santorini, and Crete offer strong investment potential and steady rental returns.
Private banking, family offices, and legal advisors in major cities help investors manage assets efficiently, while Greece’s luxury lifestyle like yachting, fine dining, high-end resorts, and top-tier healthcare, makes it an attractive choice for long-term wealth preservation and comfortable living.
Retiring in Greece
Greece is a popular retirement destination thanks to its affordable living costs, warm climate, and relaxed Mediterranean lifestyle. Expenses vary by location, with coastal towns and many islands offering comfortable living at lower prices than major cities like Athens. Retirees can secure long-term residency through the Greece Retirement Visa, based on stable income or savings, or through the Greece Golden Visa, which offers residency via real estate investment and includes family benefits such as access to healthcare and Schengen travel. With friendly communities, quality medical services, and a peaceful environment, Greece provides an appealing setting for a comfortable and enjoyable retirement.
Greece vs Portugal for Expats
Greece and Portugal are two of Europe’s most appealing destinations for expats, offering warm weather, rich cultures, and relaxed lifestyles, but each caters to different priorities. Greece is known for its traditional Mediterranean way of life, strong family values, and historic character, while Portugal offers a calm coastal lifestyle supported by modern infrastructure and a high level of English proficiency, making daily life and integration easier for many newcomers.
In terms of cost of living, Greece is generally more affordable outside Athens and major tourist islands, whereas Portugal can be slightly more expensive in Lisbon and Porto but often provides more stable public services and healthcare. Both countries offer Golden Visa programs, yet Greece typically has the lower entry point at €250,000 for real estate, compared to Portugal’s €280,000–€500,000 range. Their tax systems also differ: Portugal’s NHR regime is attractive for retirees and remote workers, while Greece’s Non-Dom regime is appealing for high-net-worth individuals seeking predictable, reduced taxation.
Portugal’s transportation network is more modern and efficient, making it easy to move between regions, while Greece’s island geography can require more planning. Ultimately, Greece may appeal more to those seeking lower investment requirements and a family-oriented lifestyle, while Portugal is often preferred by expats who value language accessibility, digital infrastructure, and smoother integration into public systems. Both countries provide excellent quality of life, but the right choice depends on personal goals and lifestyle preferences.
Drawbacks of Moving to Greece
While Greece is an attractive destination for many expats, it also comes with challenges that should be considered before relocating. Understanding these drawbacks helps newcomers plan realistically and avoid surprises during the transition.
Key drawbacks include:
- Challenging job market:
Unemployment remains higher than the EU average, and salaries are often lower than in Western Europe, limiting opportunities for those without remote or international income. - Slow bureaucracy:
Residence permits, tax registration, and banking processes can be time-consuming, often requiring multiple documents, legal translations, and repeated visits to offices. - Uneven infrastructure:
Outside major cities, public transport, healthcare availability, and utilities may be less reliable, especially in rural regions and on smaller islands. - Language barrier:
English is common in tourist areas, but in non-tourist regions, learning Greek becomes important for daily tasks, employment, and dealing with authorities. - Seasonal fluctuations:
In island and tourism-dependent areas, employment, business activity, and even cost of living can change dramatically between peak and off-peak seasons.
Insummary
Greece offers an inspiring blend of Mediterranean lifestyle, rich culture, welcoming communities, and strategic European access, making it a highly attractive destination for expats, retirees, investors, and families. From its Golden Visa program to its vibrant cities, safe environment, and strong EU mobility advantages, Greece continues to stand out as one of the most desirable places to build a future in Europe.
But moving abroad, whether for residency, second citizenship, investment migration, or long-term planning, requires expert guidance to avoid delays, risks, and unnecessary costs. This is where GICG (Global for Citizenship and Residency) becomes your strongest partner.
At GICG, we help clients from all over the world secure residency-by-investment and citizenship-by-investment solutions with full confidence. Our experts guide you through every step: choosing the right program, preparing documents, ensuring compliance, maximizing investment outcomes, and obtaining your residency or passport as efficiently as possible. Whether you want the Greek Golden Visa, EU residency options, second citizenship for global mobility, or a long-term Plan B, we make the entire journey smooth and stress-free.
Take the next step toward a freer, safer, and more global lifestyle.
Contact GICG (Global for Citizenship and Residency) today and let our specialists unlock the right residency or citizenship pathway for you.